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Australian Food Super
Australian Food Super

Monthly crediting rates

Australian Food Super

Monthly crediting rates

Historical return rates

The returns shown below represent the monthly investment performance of each investment option. As earnings are applied to members’ account based on weekly crediting rates, the monthly rates are a guide to the investment performance only. Please refer to the page “Weekly Super Crediting Rates” for details of the rates used when applying earnings to superannuation members’ accounts. For Pension rates refer to the “Weekly Pension Crediting Rates” page.

PLEASE NOTE: From 1 July 2017 earnings on Transition to Retirement pensions are no longer tax exempt. Please refer to the Monthly Performance rates for superannuation from 1 July 2017 for the rates applicable to Transition to Retirement pensions.

Current Year

Super / Transition to Retirement Pension monthly performance

Secure Capital
Stable
MySuper
(Default)
Balanced Growth Australian
Shares
International
Shares
Alternatives Property
1 Jul – 31 Jul 2024 0.34% 1.25% 1.96% 1.96% 2.43% 3.73% 3.51% 1.16% 0.85%
1 Aug – 31 Aug 2024 0.32% 0.26% -0.30% -0.30% -0.30% 0.51% -1.19% -0.16% -0.98%
1 Sep – 30 Sep 2024 0.33% 0.66% 0.61% 0.61% 0.71% 2.82% -0.15% -0.33% -0.30%
1 Oct – 31 Oct 2024 0.33% 0.04% 0.62% 0.62% 0.69% -1.03% 3.29% 0.64% -0.01%
1 Nov – 30 Nov 2024 0.32% 0.83% 1.25% 1.25% 1.64% 3.41% 3.66% -1.86% 0.01%
Year to date 1.65% 3.04% 4.13% 4.13% 5.17% 9.44% 9.12% -0.55% -0.44%

Pension monthly performance

  Secure Capital Stable Balanced Growth Australian
Shares
International
Shares
Alternatives Property
1 Jul – 31 Jul 2024 0.39% 1.40% 2.20% 2.72% 4.19% 3.91% 1.27% 0.96%
1 Aug – 31 Aug 2024 0.38% 0.29% -0.35% -0.34% 0.56% -1.33% -0.18% -1.12%
1 Sep – 30 Sep 2024 0.39% 0.73% 0.68% 0.79% 3.17% -0.17% -0.36% -0.34%
1 Oct – 31 Oct 2024 0.39% 0.03% 0.63% 0.71% -1.18% 3.68% 0.37% -0.01%
1 Nov – 30 Nov 2024 0.38% 0.92% 1.47% 1.91% 3.83% 4.08% -1.72% 0.01%
Year to date 1.92% 3.37% 4.63% 5.80% 10.57% 10.17% -0.61% -0.50%
2023 - 2024

Super / Transition to Retirement Pension monthly performance

Secure Capital
Stable
MySuper
(Default)
Balanced Growth Shares^ Australian
Shares
International
Shares
Alternatives Property
1 Jul – 31 Jul 2023 0.34% 0.86% 1.14% 1.14% 1.34% 2.49% N/A N/A -0.28% 0.07%
1 Aug – 31 Aug 2023 0.34% -0.16% -0.26% -0.26% -0.37% -0.19% N/A N/A -0.36% -1.44%
1 Sep – 30 Sep 2023 0.34% -0.77% -1.40% -1.40% -1.76% -2.89% N/A N/A -0.94% -0.70%
1 Oct – 31 Oct 2023 0.34% -0.54% -0.94% -0.94% -1.32% -2.32% N/A N/A -0.13% -0.02%
1 Nov – 30 Nov 2023 0.35% 1.81% 2.33% 2.33% 2.99% 4.48% N/A N/A 1.61% 0.26%
1 Dec – 31 Dec 2023 0.60% 1.75% 2.11% 2.11% 2.68% 4.40% N/A N/A 1.06% -0.70%
1 Jan – 31 Jan 2024 0.34% 0.51% 1.18% 1.18% 1.41% 2.28% N/A N/A 0.70% 0.08%
1 Feb – 29 Feb 2024 0.32% 0.60% 1.58% 1.58% 1.86% 3.06% N/A N/A 1.18% -0.23%
1 Mar – 31 Mar 2024 0.34% 0.73% 1.30% 1.30% 1.63% 2.81% N/A N/A 0.91% -0.76%
1 Apr – 30 Apr 2024 0.33% -0.68% -1.06% -1.06% -1.47% -2.50% N/A N/A -0.24% 0.22%
1 May – 31 May 2024 0.35% 0.78% 1.01% 1.01% 1.08% N/A -1.79 -0.76% 1.00% 1.09%
1 June – 30 June 2024∞ 0.42% 0.53% 0.74% 0.74% 0.89% N/A 0.86% 1.61% 0.81% -1.11%
Full Year∞ 4.43% 5.43% 7.73% 7.73% 8.95% 11.62% -0.93% 0.85%  5.33% -3.25%
^ The Shares option closed 27 May 2024.
‡  The Australian Shares and International Shares investment options commenced 27 May 2024. Crediting rates are published from the week of 29 May – 4 June 2024.
∞ These are interim rates only. Final rates will be confirmed and published in August 2024.

Pension monthly performance

  Secure Capital Stable Balanced Growth Shares^ Australian Shares International Shares Alternatives Property
1 Jul – 31 Jul 2023 0.40% 0.99% 1.28% 1.50% 2.74% N/A N/A -0.31% 0.08%
1 Aug – 31 Aug 2023 0.40% -0.18% -0.30% -0.42% -0.25% N/A N/A -0.40% -1.60%
1 Sep – 30 Sep 2023 0.40% -0.89% -1.58% -1.99% -3.06% N/A N/A -1.04% -0.79%
1 Oct – 31 Oct 2023 0.40% -0.62% -1.06% -1.49% -2.56% N/A N/A -0.14% -0.02%
1 Nov – 30 Nov 2023 0.41% 2.09% 2.64% 3.37% 4.97% N/A N/A 1.79% 0.29%
1 Dec – 31 Dec 2023 0.66% 1.98% 2.34% 2.97% 4.84% N/A N/A 1.14% -0.82%
1 Jan – 31 Jan 2024 0.40% 0.58% 1.33% 1.57% 2.00% N/A N/A 0.78% 0.09%
1 Feb – 29 Feb 2024 0.38% 0.69% 1.77% 2.08% 3.34% N/A N/A 1.31% -0.26%
1 Mar – 31 Mar 2024 0.40% 0.84% 1.46% 1.82% 3.06% N/A N/A 1.01% -0.85%
1 Apr – 31 Apr 2024 0.39% -0.78% -1.22% -1.65% -2.74% N/A N/A -0.28% 0.22%
1 May – 31 May 2024 0.41% 0.90% 1.13% 1.20% N/A -1.97% -0.84% 1.11% 1.22%
1 June – 30 June 2024∞ 0.51% 0.62% 0.84% 1.01% N/A 0.95% 1.79% 0.90% -1.24%
Full Year∞ 5.15% 6.21% 8.62% 9.98% 12.33% -1.01% 0.95% 5.86% -3.68%
^ The Shares option closed 27 May 2024.
‡  The Australian Shares and International Shares investment options commenced 27 May 2024. Crediting rates are published from the week of 29 May – 4 June 2024.
∞ These are interim rates only. Final rates will be confirmed and published in August 2024.
2022 - 2023

Super / Transition to Retirement Pension monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares Alternatives Property
1 Jul 2022 – 31 Jul 2022 0.08% 1.86% 2.73% 2.73% 3.32% 5.22% 1.89% 0.97%
1 Aug 2022 – 31 Aug 2022 0.12% -0.23% -0.17% -0.17% -0.26% -0.42% -0.16% 0.01%
1 Sep 2022 – 30 Sep 2022 0.18% -1.57% -2.22% -2.22% -2.83% -4.85% -2.00% 0.75%
1 Oct 2022 – 31 Oct 2022 0.18% 1.41% 3.12% 3.12% 3.91% 5.54% 5.72% 0.32%
1 Nov 2022 – 30 Nov 2022 0.20% 1.72% 3.33% 3.33% 3.87% 4.46% 8.27% 0.18%
1 Dec 2022 – 31 Dec 2022 0.23% -0.73% -1.69% -1.69% -2.09% -3.62% -1.18% -0.24%
1 Jan 2023 – 31 Jan 2023 0.25% 1.57% 2.48% 2.48% 2.93% 4.47% 2.93% -0.05%
1 Feb 2023 – 28 Feb 2023 0.29% -0.37% -0.30% -0.30% -0.46% -0.74% -0.45% 0.13%
1 Mar 2023 – 31 Mar 2023 0.27% 0.53% 0.97% 0.97% 1.11% 1.50% 1.71% -0.17%
1 Apr 2023 – 30 Apr 2023 0.28% 0.76% 1.72% 1.72% 1.84% 1.99% 3.17% 1.40%
1 May 2023 – 31 May 2023 0.27% -0.09% -0.22% -0.22% -0.37% -0.76% -0.20% 0.13%
1 Jun 2023 – 30 Jun 2023 0.35% 0.81% 1.60% 1.60% 1.98% 2.97% 3.26% -0.82%
Full Year 2.70% 5.68% 11.35% 11.35% 12.95% 15.75% 22.95% 2.61%

Pension monthly performance

  Secure Capital Stable Balanced Growth Shares Alternatives Property
1 Jul 2022 – 31 Jul 2022 0.09% 2.17% 3.09% 3.76% 5.77% 2.12% 1.08%
1 Aug 2022 – 31 Aug 2022 0.14% -0.27% -0.20% -0.29% -0.44% -0.18% 0.01%
1 Sep 2022 – 30 Sep 2022 0.21% -1.82% -2.52% -3.20% -5.36% -2.24% 0.84%
1 Oct 2022 – 31 Oct 2022 0.22% 1.64% 3.55% 4.43% 6.21% 6.42% 0.36%
1 Nov 2022 – 30 Nov 2022 0.23% 2.00% 3.77% 4.37% 4.97% 9.23% 0.20%
1 Dec 2022 – 31 Dec 2022 0.28% -0.84% -1.91% -2.35% -4.02% -1.31% -0.27%
1 Jan 2023 – 31 Jan 2023 0.30% 1.82% 2.80% 3.30% 4.94% 3.25% -0.06%
1 Feb 2023 – 28 Feb 2023 0.34% -0.43% -0.34% -0.53% -0.82% -0.50% 0.15%
1 Mar 2023 – 31 Mar 2023 0.31% 0.61% 1.10% 1.24% 1.66% 1.89% -0.19%
1 Apr 2023 – 30 Apr 2023 0.33% 0.88% 1.94% 2.07% 2.21% 3.51% 1.57%
1 May 2023 – 31 May 2023 0.31% -0.11% -0.25% -0.42% -0.84% -0.23% 0.15%
1 Jun 2023 – 30 Jun 2023 0.42% 0.96% 1.86% 2.27% 3.25% 3.98% -0.91%
Full Year 3.18% 6.60% 12.89% 14.64% 17.52% 25.97% 2.93%
2021 - 2022

Super / Transition to Retirement Pension monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares Alternatives Property
1 Jul 2021 – 31 Jul 2021 0.01% 0.49% 1.08% 1.08% 1.26% 1.90% 1.11% 0.16%
1 Aug 2021 – 31 Aug 2021 0.04% 0.63% 1.38% 1.38% 1.53% 2.22% 1.55% 0.21%
1 Sep 2021 – 30 Sep 2021 0.02% -0.41% -1.04% -1.04% -1.26% -2.26% -1.21% 0.83%
1 Oct 2021 – 31 Oct 2021 0.00% 0.22% 1.32% 1.32% 1.50% 1.04% 3.86% 1.14%
1 Nov 2021 – 31 Nov 2021 0.01% 0.08% 0.22% 0.22% 0.18% .58% -0.70% 0.17%
1 Dec 2021 – 31 Dec 2021 0.01% 0.76% 1.62% 1.62% 1.73% 2.16% 1.99% 1.33%
1 Jan 2022 – 31 Jan 2022 0.01% -0.87% -1.76% -1.76% -2.16% -3.98% -1.24% 0.49%
1 Feb 2022 – 28 Feb 2022 0.01% -0.68% -0.79% -0.79% -0.89% -1.24% -1.15% 0.16%
1 Mar 2022 – 31 Mar 2022 0.02% 0.04% 1.52% 1.52% 1.80% 2.85% 1.97% 0.86%
1 Apr 2022 – 30 Apr 2022 0.02% -0.69% -0.77% -0.77% -1.12% -1.93% -2.93% 2.87%
1 May 2022 – 31 May 2022 0.03% -0.26% -0.46% -0.46% -0.51% -1.59% 1.36% 0.18%
1 Jun 2022 – 30 Jun 2022 0.13% -1.74% -2.83% -2.83% -3.48% -6.18% -2.07% 1.14%
Full Year 0.31% -2.43% -0.51% -0.51% -1.42% -6.43% 2.54% 9.54%

Pension monthly performance

  Secure Capital Stable Balanced Growth Shares Alternatives Property
1 Jul 2021 – 31 Jul 2021 0.02% 0.57% 1.22% 1.41% 2.10% 1.24% 0.17%
1 Aug 2021 – 31 Aug 2021 0.04% 0.72% 1.55% 1.71% 2.45% 1.72% 0.23%
1 Sep 2021 – 30 Sep 2021 0.02% -0.47% -1.17% -1.42% -2.51% -1.34% 0.93%
1 Oct 2021 – 31 Oct 2021 -0.01% 0.26% 1.49% 1.69% 1.15% 4.29% 1.28%
1 Nov 2021 – 31 Nov 2021 0.02% 0.10% 0.24% 0.19% 0.63% -0.78% 0.20%
1 Dec 2021 – 31 Dec 2021 0.01% 0.87% 1.82% 1.94% 2.38% 2.22% 1.50%
1 Jan 2022 – 31 Jan 2022 0.02% -1.01% -1.99% -2.43% -4.39% -1.38% 0.55%
1 Feb 2022 – 28 Feb 2022 0.02% -0.78% -0.90% -1.01% -1.38% -1.28% 0.18%
1 Mar 2022 – 31 Mar 2022 0.02% 0.05% 1.72% 2.03% 3.16% 2.21% 0.96%
1 Apr 2022 – 30 Apr 2022 0.02% -0.80% -0.87% -1.27% -2.13% -3.27% 3.21%
1 May 2022 – 31 May 2022 0.04% -0.30% -0.53% -0.58% -1.79% 1.52% 0.21%
1 Jun 2022 – 30 Jun 2022 0.15% -2.06% -3.23% -3.97% -6.67% -2.34% 1.32%
Full Year 0.37% -2.85% -0.65% -1.71% -7.00% 2.81% 10.74%
2020 - 2021

Super / Transition to Retirement Pension monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares Alternatives Property
1 Jul 2020 – 31 Jul 2020 0.04% 0.86% 1.26% 1.26% 1.49% 1.97% N/A N/A
1 Aug 2020 – 31 Aug 2020 0.19% 0.79% 1.96% 1.96% 2.18% 2.91% N/A N/A
1 Sep 2020 – 30 Sep 2020 0.03% -0.31% -1.01% -1.01% -1.15% -1.93% N/A N/A
1 Oct 2020 – 31 Oct 2020 0.09% 0.54% 0.11% 0.11% 0.26% -0.17% 0.52% -0.03%
1 Nov 2020 – 30 Nov 2020 0.02% 1.90% 4.16% 4.16% 4.98% 6.77% 6.28% 0.21%
1 Dec 2020 – 31 Dec 2020 0.03% 0.48% 0.77% 0.77% 0.84% 0.63% 1.86% 0.25%
1 Jan 2021 – 31 Jan 2021 0.02% 0.11% 0.04% 0.04% -0.15% -0.78% -0.04% 1.95%
1 Feb 2021 – 28 Feb 2021 0.02% 0.01% 1.14% 1.14% 1.26% 2.28% 0.95% 0.27%
1 Mar 2021 – 31 Mar 2021 0.02% 0.50% 1.96% 1.96% 2.27% 3.29% 2.61% 0.38%
1 Apr 2021 – 30 Apr 2021 0.02% 1.07% 2.30% 2.30% 2.60% 3.66% 2.57% 0.85%
1 May 2021 – 31 May 2021 0.02% 0.65% 1.25% 1.25% 1.43% 2.05% 1.19% 0.21%
1 Jun 2021 – 30 Jun 2021 0.12% 1.98% 3.12% 3.12% 3.67% 3.48% 3.23% 4.33%
Full Year 0.62% 8.58% 17.06% 17.06% 19.68% 24.16% 19.17% 8.42%

Pension monthly performance

  Secure Capital Stable Balanced Growth Shares Alternatives Property
1 Jul 2020 – 31 Jul 2020 0.05% 0.98% 1.43% 1.64% 2.17% N/A N/A
1 Aug 2020 – 31 Aug 2020 0.18% 0.88% 2.19% 2.38% 3.19% N/A N/A
1 Sep 2020 – 30 Sep 2020 0.04% -0.35% -1.15% -1.27% -2.13% N/A N/A
1 Oct 2020 – 31 Oct 2020 0.11% 0.61% 0.09% 0.27% -0.23% -2.51% N/A
1 Nov 2020 – 30 Nov 2020 0.02% 2.16% 4.71% 5.48% 7.46% 7.06% N/A
1 Dec 2020 – 31 Dec 2020 0.03% 0.55% 0.86% 0.91% 0.68% 2.09% N/A
1 Jan 2021 – 31 Jan 2021 0.02% 0.12% 0.04% -0.17% -0.86% -0.05% N/A
1 Feb 2021 – 28 Feb 2021 0.02% 0.02% 1.28% 1.38% 2.50% 1.06% N/A
1 Mar 2021 – 31 Mar 2021 0.02% 0.57% 2.21% 2.50% 3.61% 2.93% N/A
1 Apr 2021 – 30 Apr 2021 0.02% 1.21% 2.58% 2.86% 4.00% 2.87% N/A
1 May 2021 – 31 May 2021 0.02% 0.73% 1.39% 1.56% 2.24% 1.32% 0.23%
1 Jun 2021 – 30 Jun 2021 0.16% 2.17% 3.75% 4.05% 3.96% 3.31% 4.54%
Full Year 0.69% 9.65% 19.38% 21.59% 26.59% 18.08% 4.77%
2019 - 2020

Super / Transition to Retirement Pension monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares
1 Jul 2019 – 31 Jul 2019 0.13% 0.63% 1.15% 1.15% 1.25% 1.59%
1 Aug 2019 – 31 Aug 2019 0.12% -0.11% -0.77% -0.77% -0.93% -1.87%
1 Sep 2019 – 30 Sep 2019 0.11% 0.56% 1.19% 1.19% 1.37% 1.81%
1 Oct 2019 – 31 Oct 2019 0.09% 0.26% 0.52% 0.52% 0.63% 0.73%
1 Nov 2019 – 30 Nov 2019 0.13% 0.74% 1.86% 1.86% 2.02% 3.19%
1 Dec 2019 – 31 Dec 2019 0.09% 0.40% 0.01% 0.01% 0.15% -0.68%
1 Jan 2020 – 31 Jan 2020 0.08% 0.93% 1.68% 1.68% 2.15% 2.68%
1 Feb 2020 – 29 Feb 2020 0.08% -0.95% -3.15% -3.15% -3.94% -6.08%
1 Mar 2020 – 31 Mar 2020 0.08% -4.98% -8.80% -8.80% -10.68% -15.07%
1 Apr 2020 – 30 Apr 2020 0.07% 1.46% 3.13% 3.13% 4.04% 6.86%
1 May 2020 – 31 May 2020 0.07% 1.39% 1.87% 1.87% 2.42% 3.30%
1 Jun 2020 – 30 Jun 2020 -0.09% 0.77% 0.76% 0.76% 0.65% -0.68%
Full Year 0.95% 1.10% -0.56% -0.56% -0.87% -4.22%

Pension monthly performance

  Secure Capital Stable Balanced Growth Shares
1 Jul 2019 – 31 Jul 2019 0.15% 0.71% 1.29% 1.37% 1.74%
1 Aug 2019 – 31 Aug 2019 0.15% -0.13% -0.87% -1.03% -2.04%
1 Sep 2019 – 30 Sep 2019 0.13% 0.63% 1.34% 1.50% 1.97%
1 Oct 2019 – 31 Oct 2019 0.10% 0.29% 0.58% 0.69% 0.79%
1 Nov 2019 – 30 Nov 2019 0.15% 0.84% 2.09% 2.22% 3.49%
1 Dec 2019 – 31 Dec 2019 0.10% 0.45% 0.01% 0.16% -0.75%
1 Jan 2020 – 31 Jan 2020 0.09% 1.06% 1.89% 2.35% 2.92%
1 Feb 2020 – 29 Feb 2020 0.09% -1.07% -3.55% -4.32% -6.64%
1 Mar 2020 – 31 Mar 2020 0.09% -5.65% -9.96% -11.76% -16.54%
1 Apr 2020 – 30 Apr 2020 0.08% 1.67% 3.58% 4.50% 7.68%
1 May 2020 – 31 May 2020 0.08% 1.59% 2.13% 2.68% 3.67%
1 Jun 2020 – 30 Jun 2020 -0.07% 0.87% 0.80% 0.62% -0.95%
Full Year 1.15% 1.27% -0.67% -1.01% -4.66%
2018 - 2019

Super/ Personal Division / Transition to Retirement Pension monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares
1 Jul 2018 – 31 Jul 2018 0.16% 0.73% 1.12% 1.12% 1.46% 1.44%
1 Aug 2018 – 31 Aug 2018 0.16% 0.16% 0.88% 0.88% 0.80% 1.20%
1 Sep 2018 – 30 Sep 2018 0.16% 0.14% -0.09% -0.09% -0.19% -0.52%
1 Oct 2018 – 31 Oct 2018 0.15% -0.92% -3.03% -3.03% -3.65% -5.89%
1 Nov 2018 – 30 Nov 2018 0.15% 0.06% -0.08% -0.08% -0.19% -0.47%
1 Dec 2018 – 31 Dec 2018 0.17% 0.00% -1.39% -1.39% -1.82% -3.11%
1 Jan 2019 – 31 Jan 2019 0.15% 1.49% 2.57% 2.57% 3.32% 4.64%
1 Feb 2019 – 28 Feb 2019 0.15% 1.10% 2.38% 2.38% 2.75% 4.03%
1 Mar 2019 – 31 Mar 2019 0.17% 0.71% 0.78% 0.78% 0.86% 0.79%
1 Apr 2019 – 30 Apr 2019 0.16% 0.65% 1.43% 1.43% 1.76% 2.29%
1 May 2019 – 31 May 2019 0.15% 0.14% -0.61% -0.61% -0.86% -1.64%
1 Jun 2019 – 30 Jun 2019 0.11% 1.41% 2.66% 2.66% 3.11% 4.56%
Full Year 1.84% 5.67% 6.62% 6.62% 7.35% 7.32%

Pension monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2018 – 31 Jul 2018 0.18% 0.83% 1.25% 1.62% 1.57%
1 Aug 2018 – 31 Aug 2018 0.19% 0.18% 0.99% 0.88% 1.31%
1 Sep 2018 – 30 Sep 2018 0.19% 0.16% -0.10% -0.22% -0.58%
1 Oct 2018 – 31 Oct 2018 0.18% -1.05% -3.41% -4.05% -6.47%
1 Nov 2018 – 30 Nov 2018 0.18% 0.07% -0.09% -0.22% -0.52%
1 Dec 2018 – 31 Dec 2018 0.20% 0.00% -1.56% -1.99% -3.45%
1 Jan 2019 – 31 Jan 2019 0.18% 1.70% 2.92% 3.70% 5.15%
1 Feb 2019 – 28 Feb 2019 0.17% 1.25% 2.69% 3.05% 4.45%
1 Mar 2019 – 31 Mar 2019 0.20% 0.80% 0.88% 0.95% 0.87%
1 Apr 2019 – 30 Apr 2019 0.19% 0.74% 1.61% 1.94% 2.52%
1 May 2019 – 31 May 2019 0.18% 0.16% -0.68% -0.95% -1.81%
1 Jun 2019 – 30 Jun 2019 0.13% 1.60% 2.95% 3.43% 5.00%
Full Year 2.17% 6.44 7.45% 8.14% 8.04%
2017 - 2018

Super/ Personal Division / Transition to Retirement Pension monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares
1 Jul 2017 – 31 Jul 2017 0.14% 0.35% 0.08% 0.08% 0.10% -0.14%
1 Aug 2017 – 31 Aug 2017 0.15% 0.43% 0.82% 0.82% 1.00% 1.32%
1 Sep 2017 – 30 Sep 2017 0.15% 0.44% 1.02% 1.02% 1.00% 1.43%
1 Oct 2017 – 31 Oct 2017 0.15% 0.77% 2.04% 2.04% 2.22% 3.63%
1 Nov 2017 – 30 Nov 2017 0.15% 0.45% 1.00% 1.00% 1.14% 1.57%
1 Dec 2017 – 31 Dec 2017 0.15% 0.29% 0.85% 0.85% 0.86% 1.31%
1 Jan 2018 – 31 Jan 2018 0.15% 0.43% 0.94% 0.94% 0.93% 1.53%
1 Feb 2018 – 28 Feb 2018 0.14% -0.19% -0.25% -0.25% -0.53% -0.27%
1 Mar 2018 – 31 Mar 2018 0.15% 0.30% -0.73% -0.73% -1.01% -2.52%
1 Apr 2018 – 30 Apr 2018 0.15% 0.43% 1.61% 1.61% 1.83% 2.62%
1 May 2018 – 31 May 2018 0.16% 0.06% 0.39% 0.39% 0.32% 0.42%
1 Jun 2018 – 30 Jun 2018 0.26% 0.83% 1.78% 1.78% 1.92% 2.19%
Full Year 1.90% 4.59% 9.55% 9.55% 9.78% 13.09%

Pension monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2017 – 31 Jul 2017 0.17% 0.40% 0.12% 0.15% -0.07%
1 Aug 2017 – 31 Aug 2017 0.17% 0.50% 0.93% 1.11% 1.46%
1 Sep 2017 – 30 Sep 2017 0.18% 0.50% 1.14% 1.10% 1.55%
1 Oct 2017 – 31 Oct 2017 0.18% 0.87% 2.28% 2.45% 3.97%
1 Nov 2017 – 30 Nov 2017 0.17% 0.51% 1.11% 1.26% 1.71%
1 Dec 2017 – 31 Dec 2017 0.18% 0.33% 0.94% 0.94% 1.42%
1 Jan 2018 – 31 Jan 2018 0.17% 0.49% 1.04% 1.02% 1.67%
1 Feb 2018 – 28 Feb 2018 0.16% -0.22% -0.28% -0.59% -0.30%
1 Mar 2018 – 31 Mar 2018 0.18% 0.35% -0.82% -1.12% -2.76%
1 Apr 2018 – 30 Apr 2018 0.17% 0.49% 1.80% 2.02% 2.86%
1 May 2018 – 31 May 2018 0.18% 0.07% 0.44% 0.35% 0.46%
1 Jun 2018 – 30 Jun 2018 0.33% 0.94% 2.00% 2.13% 2.41%
Full Year 2.24% 5.23% 10.70% 10.82% 14.38%
2016 - 2017

Employer Sponsored and Personal Division monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares
1 Jul 2016 – 31 Jul 2016 0.17% 1.23% 2.86% 2.86% 3.34% 5.24%
1 Aug 2016 – 31 Aug 2016 0.17% 0.22% 0.14% 0.14% 0.11% 0.14%
1 Sep 2016 – 30 Sep 2016 0.17% 0.26% 0.20% 0.20% 0.21% -0.49%
1 Oct 2016 – 31 Oct 2016 0.17% -0.21% -1.10% -1.10% -1.39% -2.37%
1 Nov 2016 – 30 Nov 2016 0.17% -0.31% 0.69% 0.69% 0.78% 1.64%
1 Dec 2016 – 31 Dec 2016 0.16% 0.98% 2.10% 2.10% 2.47% 3.10%
1 Jan 2017 – 31 Jan 2017 0.14% 0.17% 0.04% 0.04% -0.02% -0.20%
1 Feb 2017 – 28 Feb 2017 0.13% 0.82% 1.35% 1.35% 1.60% 2.13%
1 Mar 2017 – 31 Mar 2017 0.14% 0.89% 1.71% 1.71% 2.01% 2.33%
1 Apr 2017 – 30 Apr 2017 0.12% 0.68% 1.11% 1.11% 1.14% 1.59%
1 May 2017 – 31 May 2017 0.14% 0.60% 0.91% 0.91% 0.99% 1.23%
1 Jun 2017 – 30 Jun 2017 0.21% 0.41% 0.58% 0.58% 0.55% 0.59%
Full Year 1.89% 5.74% 10.59% 10.59% 11.79% 14.93%

Pension monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2016 – 31 Jul 2016 0.20% 1.37% 3.09% 3.56% 5.37%
1 Aug 2016 – 31 Aug 2016 0.20% 0.25% 0.18% 0.15% 0.20%
1 Sep 2016 – 30 Sep 2016 0.20% 0.30% 0.24% 0.26% -0.43%
1 Oct 2016 – 31 Oct 2016 0.20% -0.22% -1.14% -1.42% -2.32%
1 Nov 2016 – 30 Nov 2016 0.20% -0.33% 0.77% 0.86% 1.71%
1 Dec 2016 – 31 Dec 2016 0.19% 1.10% 2.26% 2.64% 3.19%
1 Jan 2017 – 31 Jan 2017 0.16% 0.20% 0.08% 0.02% -0.12%
1 Feb 2017 – 28 Feb 2017 0.15% 0.91% 1.47% 1.71% 2.20%
1 Mar 2017 – 31 Mar 2017 0.17% 0.99% 1.84% 2.14% 2.39%
1 Apr 2017 – 30 Apr 2017 0.14% 0.76% 1.20% 1.24% 1.67%
1 May 2017 – 31 May 2017 0.16% 0.67% 0.99% 1.08% 1.30%
1 Jun 2017 – 30 Jun 2017 0.25% 0.47% 0.67% 0.62% 0.68%
Full Year 2.22% 6.47% 11.65% 12.86% 15.84%
2015 - 2016

Employer Sponsored and Personal Division monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares
1 Jul 2015 – 31 Jul 2015 0.16% 0.91% 2.30% 2.30% 2.68% 4.21%
1 Aug 2015 – 31 Aug 2015 0.19% -1.21% -3.31% -3.31% -3.83% -5.85%
1 Sep 2015 – 30 Sep 2015 0.17% -0.26% -0.74% -0.74% -0.94% -1.83%
1 Oct 2015 – 31 Oct 2015 0.17% 1.38% 3.36% 3.36% 4.11% 6.33%
1 Nov 2015 – 30 Nov 2015 0.19% -0.16% -0.26% -0.26% -0.26% -0.48%
1 Dec 2015 – 31 Dec 2015 0.16% 0.11% 0.34% 0.34% 0.23% 0.17%
1 Jan 2016 – 31 Jan 2016 0.16% -0.20% -1.58% -1.58% -1.88% -4.29%
1 Feb 2016 – 29 Feb 2016 0.17% 0.13% -0.72% -0.72% -0.90% -1.67%
1 Mar 2016 – 31 Mar 2016 0.16% 1.42% 2.31% 2.31% 2.69% 3.58%
1 Apr 2016 – 30 Apr 2016 0.16% 0.73% 1.27% 1.27% 1.40% 1.99%
1 May 2016 – 31 May 2016 0.18% 0.61% 2.27% 2.27% 2.66% 4.46%
1 Jun 2016 – 30 Jun 2016 0.19% 0.45% -0.97% -0.97% -1.35% -3.38%
Full Year 2.06% 3.99% 4.40% 4.40% 4.77% 3.45%

Pension monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2015 – 31 Jul 2015 0.19% 1.01% 2.46% 2.84% 4.24%
1 Aug 2015 – 31 Aug 2015 0.23% -1.31% -3.47% -3.94% -5.70%
1 Sep 2015 – 30 Sep 2015 0.20% -0.27% -0.75% -0.93% -1.72%
1 Oct 2015 – 31 Oct 2015 0.20% 1.53% 3.60% 4.33% 6.42%
1 Nov 2015 – 30 Nov 2015 0.22% -0.17% -0.24% -0.22% -0.42%
1 Dec 2015 – 31 Dec 2015 0.19% 0.14% 0.39% 0.29% 0.24%
1 Jan 2016 – 31 Jan 2016 0.19% -0.20% -1.64% -1.90% -4.27%
1 Feb 2016 – 29 Feb 2016 0.20% 0.16% -0.72% -0.90% -1.63%
1 Mar 2016 – 31 Mar 2016 0.19% 1.57% 2.48% 2.85% 3.70%
1 Apr 2016 – 30 Apr 2016 0.19% 0.82% 1.38% 1.50% 2.09%
1 May 2016 – 31 May 2016 0.22% 0.70% 2.45% 2.84% 4.63%
1 Jun 2016 – 30 Jun 2016 0.19% 0.47% -1.04% -1.42% -3.42%
Full Year 2.42% 4.54% 5.04% 5.51% 4.38%
2014 - 2015

Employer Sponsored and Personal Division monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares
1 Jul 2014 – 31 Jul 2014 0.21% 0.59% 1.23% 1.23% 1.53% 2.06%
1 Aug 2014 – 31 Aug 2014 0.22% 0.61% 0.80% 0.80% 0.95% 1.15%
1 Sept 2014 – 30 Sept 2014 0.20% -0.22% -0.84% -0.84% -0.88% -1.29%
1 Oct 2014 – 31 Oct 2014 0.20% 0.84% 1.43% 1.43% 1.75% 2.31%
1 Nov 2014 – 30 Nov 2014 0.20% 0.53% 0.66% 0.66% 0.77% 0.88%
1 Dec 2014 – 31 Dec 2014 0.26% 0.51% 0.76% 0.76% 1.11% 1.38%
1 Jan 2015 – 31 Jan 2015 0.19% 1.07% 1.68% 1.68% 1.93% 2.42%
1 Feb 2015 – 28 Feb 2015 0.14% 1.11% 3.02% 3.02% 3.93% 5.55%
1 Mar 2015 – 31 Mar 2015 0.23% 0.55% 0.94% 0.94% 0.98% 1.02%
1 Apr 2015 – 30 Apr 2015 0.18% -0.19% -0.50% -0.50% -0.68% -1.07%
1 May 2015 – 31 May 2015 0.17% 0.44% 1.04% 1.04% 1.26% 1.84%
1 June 2015 – 30 June 2015 0.81% 0.33% -1.54% -1.54% -1.82% -2.98%
Full Year 2.75% 5.25% 8.42% 8.42% 10.57% 13.01%

Pension monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2014 – 31 Jul 2014 0.25% 0.69% 1.39% 1.70% 2.20%
1 Aug 2014 – 31 Aug 2014 0.26% 0.71% 0.91% 1.07% 1.26%
1 Sept 2014 – 30 Sept 2014 0.25% -0.23% -0.88% -0.89% -1.26%
1 Oct 2014 – 31 Oct 2014 0.25% 0.97% 1.59% 1.92% 2.45%
1 Nov 2014 – 30 Nov 2014 0.24% 0.62% 0.75% 0.87% 0.97%
1 Dec 2014 – 31 Dec 2014 0.31% 0.56% 0.78% 1.16% 1.41%
1 Jan 2015 – 31 Jan 2015 0.24% 1.20% 1.83% 2.08% 2.75%
1 Feb 2015 – 28 Feb 2015 0.17% 1.24% 3.25% 4.17% 5.69%
1 Mar 2015 – 31 Mar 2015 0.27% 0.62% 1.04% 1.08% 1.13%
1 Apr 2015 – 31 Apr 2015 0.21% -0.19% -0.50% -0.67% -1.03%
1 May 2015 – 31 May 2015 0.20% 0.49% 1.14% 1.36% 1.92%
1 June 2015 – 30 June 2015 0.84% -0.41% -1.61% -1.88% -3.14%
Full Year 3.23% 6.01% 9.44% 11.71% 14.09%
2013 - 2014

Employer Sponsored and Personal Division monthly performance

Secure Capital Stable MySuper (Default) Balanced Growth Shares
1 Jul 2013 – 31 Jul 2013 0.27% 1.11% 2.73% 2.73% 3.75% 5.36%
1 Aug 2013 – 31 Aug 2013 0.26% 0.18% 0.29% 0.29% 0.62% 0.99%
1 Sept 2013 – 30 Sept 2013 0.24% 0.66% 1.65% 1.65% 2.02% 2.78%
1 Oct 2013 – 31 Oct 2013 0.21% 0.75% 1.95% 1.95% 2.55% 3.58%
1 Nov 2013 – 30 Nov 2013 0.20% 0.37% 0.74% 0.74% 1.17% 1.65%
1 Dec 2013 – 31 Dec 2013 0.23% 0.90% 1.90% 1.90% 2.17% 2.72%
1 Jan 2014 – 31 Jan 2014 0.21% -0.11% -1.27% -1.27% -1.88% -2.91%
1 Feb 2014 – 28 Feb 2014 0.20% 0.89% 2.40% 2.40% 3.18% 4.55%
1 Mar 2014 – 31 Mar 2014 0.22% 0.21% 0.10% 0.10% -0.11% -0.39%
1 Apr 2014 – 30 Apr 2014 0.21% 0.39% 0.43% 0.43% 0.45% 0.48%
1 May 2014 – 31 May 2014 0.25% 0.79% 0.81% 0.81% 0.87% 0.94%
1 June 2014 – 30 Jun 2014 0.60% 1.53% 1.17% 1.17% 1.15% 0.80%
Full Year 3.10% 7.67% 12.90% 12.90% 15.94% 20.55%

Pension monthly performance 

Secure Capital Stable Balanced Growth Shares
1 Jul 2013 – 31 Jul 2013 0.32% 1.29% 3.09% 4.14% 5.68%
1 Aug 2013 – 31 Aug 2013 0.30% 0.22% 0.35% 0.72% 1.10%
1 Sept 2013 – 30 Sept 2013 0.29% 0.77% 1.86% 2.24% 2.97%
1 Oct 2013 – 31 Oct 2013 0.26% 0.87% 2.20% 2.81% 3.80%
1 Nov 2013 – 30 Nov 2013 0.24% 0.43% 0.85% 1.31% 1.78%
1 Dec 2013 – 31 Dec 2013 0.27% 1.05% 2.14% 2.40% 2.91%
1 Jan 2014- 31 Jan 2014 0.25% -0.12% -1.37% -1.99% -2.95%
1 Feb 2014 – 28 Feb 2014 0.24% 1.02% 2.68% 3.48% 4.75%
1 Mar 2014 – 31 Mar 2014 0.26% 0.25% 0.14% -0.07% -0.34%
1 Apr 2014 – 30 Apr 2014 0.26% 0.46% 0.50% 0.53% 0.57%
1 May 2014 – 31 May 2014 0.30% 0.92% 0.93% 0.99% 1.04%
1 June 2014 – 30 June 2014 0.64% 1.59% 1.20% 1.14% 0.85%
Full Year 3.63% 8.75% 14.57% 17.70% 22.16%
2012 - 2013

Employer Sponsored and Personal Division monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2012 – 31 Jul 2012 0.34% 0.91% 1.29% 1.50% 1.97%
1 Aug 2012 – 31 Aug 2012 0.33% 0.68% 1.28% 1.63% 2.19%
1 Sept 2012 – 30 Sept 2012 0.33% 0.70% 1.27% 1.53% 1.98%
1 Oct 2012 – 31 Oct 2012 0.28% 0.49% 0.70% 0.84% 1.19%
1 Nov 2012 – 30 Nov 2012 0.29% 0.51% 0.76% 0.94% 1.18%
1 Dec 2012 – 31 Dec 2012 0.30% 0.66% 1.52% 1.97% 2.75%
1 Jan 2013 – 31 Jan 2013 0.28% 0.86% 2.40% 3.21% 4.60%
1 Feb 2013 – 28 Feb 2013 0.26% 1.00% 2.28% 2.95% 4.26%
1 Mar 2013 – 31 Mar 2013 0.27% 0.31% 0.17% 0.03% -0.35%
1 Apr 2013 – 30 Apr 2013 0.26% 1.07% 2.00% 2.45% 3.38%
1 May 2013 – 31 May 2013 0.27% -0.12% 0.16% 0.22% -0.02%
1 Jun 2013 – 30 Jun 2013 0.57% -0.02% -0.40% -0.66% -1.39%
Full Year 3.78% 7.05% 13.43% 16.61% 21.74%

Pension monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2012 – 31 Jul 2012 0.41% 1.06% 1.50% 1.71% 2.20%
1 Aug 2012 – 31 Aug 2012 0.40% 0.79% 1.48% 1.85% 2.39%
1 Sept 2012 – 30 Sept 2012 0.40% 0.82% 1.47% 1.74% 2.17%
1 Oct 2012 – 31 Oct 2012 0.33% 0.58% 0.82% 0.97% 1.32%
1 Nov 2012 – 30 Nov 2012 0.35% 0.60% 0.89% 1.08% 1.31%
1 Dec 2012 – 31 Dec 2012 0.36% 0.78% 1.75% 2.22% 2.97%
1 Jan 2013 – 31 Jan 2013 0.34% 1.01% 2.73% 3.57% 4.92%
1 Feb 2013 – 28 Feb 2013 0.32% 1.16% 2.58% 3.28% 4.54%
1 Mar 2013 – 31 Mar 2013 0.33% 0.37% 0.23% 0.07% -0.31%
1 Apr 2013 – 30 Apr 2013 0.32% 1.25% 2.26% 2.72% 3.61%
1 May 2013 – 31 May 2013 0.32% -0.12% 0.21% 0.29% 0.05%
1 Jun 2013 – 30 Jun 2013 0.60% -0.06% -0.46% -0.73% -1.43%
Full Year 4.46% 8.24% 15.46% 18.78% 23.74%
2011 - 2012

Employer Sponsored and Personal Division monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2011 – 31 Jul 2011 0.39% 0.28% -0.87% -1.41% -2.35%
1 Aug 2011 – 31 Aug 2011 0.40% -0.25% -2.93% -4.49% -6.78%
1 Sep 2011 – 30 Sep 2011 0.41% -0.14% -1.93% -2.63% -4.30%
1 Oct 2011 – 31 Oct 2011 0.38% 1.14% 3.38% 4.70% 6.86%
1 Nov2011 – 30 Nov2011 0.37% -0.10% -1.16% -1.88% -2.96%
1 Dec 2011 – 31 Dec 2011 0.39% 0.66% 0.76% 0.99% 1.16%
1 Jan 2012 – 31 Jan 2012 0.37% 0.91% 1.86% 2.57% 3.58%
1 Feb 2012 – 29 Feb 2012 0.36% 0.65% 1.27% 1.78% 2.38%
1 Mar 2012 – 31 Mar 2012 0.38% 0.53% 1.11% 1.45% 1.95%
1 Apr 2012 – 30 Apr 2012 0.39% 0.75% 0.54% 0.33% 0.26%
1 May 2012 – 31 May 2012 0.35% -0.25% -2.52% -3.81% -6.05%
1 June 2012 – 30 June 2012 1.26% 1.23% 1.37% 1.21% 1.97%
Full Year 5.45% 5.41% 0.88% -1.19% -4.28%

Pension monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2011 – 31 Jul 2011 0.46% 0.33% -0.93% -1.50% -2.39%
1 Aug 2011 – 31 Aug 2011 0.48% -0.27% -3.24% -4.88% -7.03%
1 Sep 2011 – 30 Sep 2011 0.48% -0.15% -2.14% -2.87% -4.47%
1 Oct 2011 – 31 Oct 2011 0.46% 1.32% 3.87% 5.27% 7.33%
1 Nov 2011 – 30 Nov 2011 0.44% -0.10% -1.27% -2.04% -3.07%
1 Dec 2011 – 31 Dec 2011 0.47% 0.78% 0.90% 1.15% 1.29%
1 Jan 2012 – 31 Jan 2012 0.43% 1.07% 2.14% 2.89% 3.84%
1 Feb 2012 – 29 Feb 2012 0.42% 0.76% 1.46% 2.01% 2.56%
1 Mar 2012 – 31 Mar 2012 0.45% 0.62% 1.29% 1.64% 2.11%
1 Apr 2012 – 30 Apr 2012 0.44% 0.84% 0.64% 0.41% 0.34%
1 May 2012 – 31 May 2012 0.42% -0.28% -2.80% -4.16% -6.30%
1 June 2012 – 30 June 2012 0.89% 1.12% 1.67% 1.49% 0.67%
# Full Year 5.84% 6.04% 1.59% -0.59% -5.12%
2010 - 2011

Employer Sponsored and Personal Division monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2010 – 31 Jul 2010 0.34% 1.15% 2.53% 3.73% 5.27%
1 Aug 2010 – 31 Aug 2010 0.34% 0.91% -0.15% -0.87% -1.68%
1 Sept 2010 – 30 Sept 2010 0.31% 0.84% 2.63% 4.01% 5.71%
1 Oct 2010 – 31 Oct 2010 0.30% 0.51% 1.36% 1.93% 2.66%
1 Nov 2010 – 30 Nov 2010 0.42% -0.27% -0.25% -0.33% -0.40%
1 Dec 2010 – 31 Dec 2010 0.44% 0.75% 2.09% 2.48% 3.51%
1 Jan 2011 – 31 Jan 2011 0.44% 0.55% 0.71% 0.83% 0.97%
1 Feb 2011 – 28 Feb 2011 0.40% 0.60% 1.22% 1.37% 1.93%
1 Mar 2011 – 31 Mar 2011 0.43% 0.24% -0.07% -0.20% -0.37%
1 April 2011 – 30 April 2011 0.48% 0.71% 0.79% 0.74% 0.74%
1 May 2011 – 31 May 2011 0.39% 0.46% -0.01% -0.30% -0.69%
1 Jun 2011 – 30 Jun 2011 0.51% 0.15% -1.14% -1.77% -3.06%
Annual Performance 4.80% 6.60% 9.70% 11.60% 14.60%

Note: Rates from 1 March 2011 are based on the weekly rates at which earnings were applied to members.

Pension monthly crediting rates

Secure Capital Stable Balanced Growth Shares
1 Aug 2010 – 31 Aug 2010 0.39% 1.03% -0.17% -0.88% -1.69%
1 Sept 2010 – 30 Sept 2010 0.35% 0.94% 2.89% 4.38% 6.04%
1 Oct 2010 – 31 Oct 2010 0.34% 0.58% 1.47% 2.10% 2.80%
1 Nov 2010 – 30 Nov 2010 0.48% -0.27% -0.27% -0.34% -0.41%
1 Dec 2010 – 31 Dec 2010 0.50% 0.84% 2.28% 2.71% 3.71%
1 Jan 2011 – 31 Jan 2011 0.50% 0.62% 0.75% 0.89% 1.00%
1 Feb 2011 – 28 Feb 2011 0.46% 0.68% 1.31% 1.48% 2.03%
1 Mar 2011 – 31 Mar 2011 0.49% 0.23% -0.08% -0.20% -0.34%
1 April 2011 – 30 April 2011 0.55% 0.81% 0.87% 0.84% 0.83%
1 May 2011 – 31 May 2011 0.45% 0.53% -0.02% -0.31% -0.68%
1 Jun 2011 – 30 Jun 2011 0.59% 0.20% -1.27% -1.86% -3.08%
Annual Performance 5.50% 7.50% 10.50% 12.90% 15.80%
2009 - 2010

Employer Sponsored and Personal Division monthly performance

Secure Capital Stable Balanced Growth Shares
1 Jul 2009 – 31 Jul 2009 0.18% * 3.69% 5.13% *
1 Aug 2009 – 31 Aug 2009 0.17% * 2.70% 3.77% *
1 Sep 2009 – 30 Sep 2009 0.20% * 2.49% 3.51% *
1 Oct 2009 – 31 Oct 2009 0.11% * -0.88% -1.40% *
1 Nov 2009 – 31 Nov 2009 0.21% * 1.26% 1.66% *
1 Dec 2009 – 31 Dec 2009 0.24% * 1.99% 2.76% *
1 Jan 2010 – 31 Jan 2010 0.23% * -2.44% -3.43% *
1 Feb 2010 – 28 Feb 2010 0.23% * 1.12% 1.47% *
1 Mar 2010 – 31 Mar 2010 0.26% * 3.04% 4.28% *
1 April 2010 – 31 April 2010 0.26% 0.31% -0.34% -0.44% -0.94%
1 May 2010 – 31 May 2010 0.28% -0.46% -3.29% -4.81% -7.09%
1 June 2010 – 30 June 2010 1.22% 0.75% 0.78% 0.33% -1.91%
TOTAL: 1 July 2009 – 30 June 2010 3.60% 0.06% 10.30% 13.00% -9.70%

* These new investment options were introduced 1 April 2010, therefore no historical returns are available.

Pension monthly crediting rates

Secure Capital Stable Balanced Growth Shares
1 Jul 2009 – 31 Jul 2009 0.21% * 4.10% 5.64% *
1 Aug 2009 – 31 Aug 2009 0.20% * 3.01% 4.15% *
1 Sep 2009 – 30 Sep 2009 0.24% * 2.77% 3.86% *
1 Oct 2009 – 31 Oct 2009 0.14% * -0.88% -1.40% *
1 Nov 2009 – 31 Nov 2009 0.25% * 1.41% 1.83% *
1 Dec 2009 – 31 Dec 2009 0.28% * 2.22% 3.04% *
1 Jan 2010 – 31 Jan 2010 0.27% * -2.44% -3.43% *
1 Feb 2010 – 28 Feb 2010 0.28% * 1.25% 1.62% *
1 Mar 2010 – 31 Mar 2010 0.31% * 3.38% 4.71% *
1 April 2010 – 31 April 2010 0.31% 0.36% -0.34% -0.44% -0.94%
1 May 2010 – 31 May 2010 0.34% -0.45% -3.29% -4.81% -7.09%
1 June 2010 – 30 June 2010 0.78% 0.70% -0.07% -1.04% -3.21%
TOTAL: 1 July 2009 – 30 June 2010 3.70% 0.60% 11.40% 13.90% -10.90%

* These new investment options were introduced 1 April 2010, therefore no historical returns are available.

2008 - 2009

Employer Sponsored monthly crediting rates

Secure Balanced Growth
1 Jul 2008 – 31 Jul 2008 0.53% -2.16% -2.82%
1 Aug 2008 – 31 Aug 2008 0.58% 1.38% 1.47%
1 Sep 2008 – 30 Sep 2008 0.44% -6.67% -9.98%
1 Oct 2008 – 31 Oct 2008 0.50% -7.94% -13.87%
1 Nov 2008 – 30 Nov 2008 0.49% -3.05% -5.11%
1 Dec 2008 – 31 Dec 2008 0.32% -0.46% 0.78%
1 Jan 2009 – 31 Jan 2009 0.27% -2.33% -3.81%
1 Feb 2009 – 28 Feb 2009 0.20% -2.48% -4.18%
1 Mar 2009 – 31 Mar 2009 0.17% 1.49% 3.88%
1 Apr 2009 – 30 Apr 2009 0.16% 2.78% 5.02%
1 May 2009 – 31 May 2009 0.14% 1.22% 1.83%
1 Jun 2009 – 30 Jun 2009 1.89% 4.58% 5.26%
TOTAL: 1 July 2008 – 30 June 2009 4.40% -13.20% -20.90%

* Rates shown up to most recent month declared by the Trustee. Where a benefit payment or investment switch occurs, the last month’s rate shown will be used until the next month’s rate is declared.

Personal Division monthly crediting rates

Secure Balanced Growth
1 Jul 2008 – 31 Jul 2008 0.53% -2.16% -2.82%
1 Aug 2008 – 31 Aug 2008 0.58% 1.38% 1.47%
1 Sep 2008 – 30 Sep 2008 0.45% -6.65% -9.95%
1 Oct 2008 – 31 Oct 2008 0.52% -7.92% -13.84%
1 Nov 2008 – 30 Nov 2008 0.49% -3.05% -5.11%
1 Dec 2008 – 31 Dec 2008 0.32% -0.46% 0.78%
1 Jan 2009 – 31 Jan 2009 0.27% -2.33% -3.81%
1 Feb 2009 – 28 Feb 2009 0.20% -2.48% -4.18%
1 Mar 2009 – 31 Mar 2009 0.17% 1.49% 3.88%
1 Apr 2009 – 30 Apr 2009 0.16% 2.78% 5.02%
1 May 2009 – 31 May 2009 0.14% 1.22% 1.83%
1 Jun 2009 – 30 Jun 2009 1.89% 4.58% 5.26%
TOTAL: 1 July 2008 – 30 June 2009 4.40% -13.20% -20.90%

* Rates shown up to most recent month declared by the Trustee. Where a benefit payment or investment switch occurs, the last month’s rate shown will be used until the next month’s rate is declared.

Pension monthly crediting rates

Secure Balanced Growth
1 Jul 2008 – 31 Jul 2008 0.62% -2.16% -2.82%
1 Aug 2008 – 31 Aug 2008 0.68% 1.53% 1.61%
1 Sep 2008 – 30 Sep 2008 0.53% -6.65% -9.95%
1 Oct 2008 – 31 Oct 2008 0.61% -7.92% -13.84%
1 Nov 2008 – 30 Nov 2008 0.58% -3.05% -5.11%
1 Dec 2008 – 31 Dec 2008 0.38% -0.46% 0.86%
1 Jan 2009 – 31 Jan 2009 0.32% -2.33% -3.81%
1 Feb 2009 – 28 Feb 2009 0.24% -2.48% -4.18%
1 Mar 2009 – 31 Mar 2009 0.21% 1.66% 4.27%
1 Apr 2009 – 30 Apr 2009 0.19% 3.09% 5.52%
1 May 2009 – 31 May 2009 0.17% 1.36% 2.02%
1 Jun 2009 – 30 Jun 2009 1.93% 2.07% 2.81%
TOTAL: 1 July 2008 – 30 June 2009 5.20% -14.80% -22.00%

* Rates shown up to most recent month declared by the Trustee. Where a benefit payment or investment switch occurs, the last month’s rate shown will be used until the next month’s rate is declared.

2007 - 2008

Super and Personal Division monthly crediting rates

Secure Balanced Growth
1 Jul 2007 – 31 Jul 2007 0.23% -0.65% -0.84%
1 Aug 2007 – 31 Aug 2007 0.29% -0.24% -0.50%
1 Sep 2007 – 30 Sep 2007 0.54% 3.62% 4.35%
1 Oct 2007 – 31 Oct 2007 0.34% 1.95% 2.32%
1 Nov 2007 – 30 Nov 2007 0.35% -1.35% -1.92%
1 Dec 2007 – 31 Dec 2007 0.50% -0.12% -0.48%
1 Jan 2008 – 31 Jan 2008 0.44% -5.71% -7.12%
1 Feb 2008 – 29 Feb 2008 0.31% 0.61% 0.73%
1 Mar 2008 – 31 Mar 2008 0.42% -2.34% -3.07%
1 Apr 2008 – 30 Apr 2008 0.58% 2.42% 3.22%
1 May 2008 – 31 May 2008 0.57% 1.18% 1.44%
1 Jun 2008 – 30 Jun 2008 0.55% -3.58% -4.89%
TOTAL: 1 July 2007 – 30 June 2008 5.10% -4.20% -6.70%

Pension monthly crediting rates

Secure Balanced Growth
1 Jul 2007 – 31 Jul 2007 0.27% -0.60% -0.85%
1 Aug 2007 – 31 Aug 2007 0.34% -0.24% -0.51%
1 Sep 2007 – 30 Sep 2007 0.64% 3.61% 4.35%
1 Oct 2007 – 31 Oct 2007 0.41% 1.94% 2.31%
1 Nov 2007 – 30 Nov 2007 0.42% -1.36% -1.93%
1 Dec 2007 – 31 Dec 2007 0.58% -0.13% -0.49%
1 Jan 2008 – 31 Jan 2008 0.51% -5.72% -7.12%
1 Feb 2008 – 29 Feb 2008 0.38% 0.60% 0.72%
1 Mar 2008 – 31 Mar 2008 0.50% -2.35% -3.08%
1 Apr 2008 – 30 Apr 2008 0.68% 2.41% 3.21%
1 May 2008 – 31 May 2008 0.68% 1.17% 1.43%
1 Jun 2008 – 30 Jun 2008 0.66% -3.59% -4.90%
TOTAL : 1 July 2007 – 30 June 2008 6.10% -4.30% -6.80%
2006 - 2007

Super and Personal Division monthly crediting rates

Secure Balanced Growth
1 July 2006 – 31 July 2006 0.44% -0.64% -0.85%
1 Aug 2006 – 31 Aug 2006 0.56% 1.62% 1.85%
1 Sep 2006 – 30 Sep 2006 0.49% 0.95% 1.05%
1 Oct 2006 – 31 Oct 2006 0.42% 2.45% 2.94%
1 Nov 2006 – 30 Nov 2006 0.52% 1.42% 1.56%
1 Dec 2006 – 31 Dec 2006 0.54% 2.21% 2.53%
1 Jan 2007 – 31 Jan 2007 0.58% 0.95% 1.02%
1 Feb 2007 – 28 Feb 2007 0.50% 0.82% 0.59%
1 Mar 2007 – 31 Mar 2007 0.44% 2.32% 2.47%
1 Apr 2007 – 30 Apr 2007 0.54% 1.84% 2.19%
1 May 2007 – 31 May 2007 0.50% 1.79% 2.19%
1 Jun 2007 – 30 Jun 2007 0.48% 1.07% 0.66%
TOTAL: 1 July 2006 – 30 June 2007 6.00% 16.80% 18.60%

* Note: Australian Food Super Personal Division commenced 1 January 2007

Pension monthly crediting rates

Secure Balanced Growth
1 July 2006 – 31 July 2006 0.37% -0.72% -0.85%
1 Aug 2006 – 31 Aug 2006 0.59% 1.63% 1.93%
1 Sep 2006 – 30 Sep 2006 0.42% 2.52% 3.08%
1 Oct 2006 – 31 Oct 2006 0.30% 1.93% 2.38%
1 Nov 2006 – 30 Nov 2006 0.54% 1.41% 1.62%
1 Dec 2006 – 31 Dec 2006 0.61% 0.91% 1.04%
1 Jan 2007 – 31 Jan 2007 0.61% 0.91% 1.04%
1 Feb 2007 – 28 Feb 2007 0.52% 0.76% 0.59%
1 Mar 2007 – 31 Mar 2007 0.44% 2.37% 2.58%
1 Apr 2007 – 30 Apr 2007 0.56% 1.86% 2.28%
1 May 2007 – 31 May 2007 0.52% 1.81% 2.28%
1 Jun 2007 – 30 Jun 2007 0.51% 1.05% 0.69%
TOTAL: 1 July 2006 – 30 June 2007 6.50% 18.10% 20.90%
2005 - 2006

Super monthly crediting rates

Secure Balanced Growth
1 July 2005 – 31 July 2005 0.49% 1.99% 2.24%
1 Aug 2005 – 31 Aug 2005 0.47% 1.37% 1.52%
1 Sept 2005 – 30 Sept 2005 0.50% 3.08% 3.59%
1 Oct 2005 – 31 Oct 2005 0.44% -2.51% -3.14%
1 Nov 2005 – 30 Nov 2005 0.48% 3.00% 3.81%
1 Dec 2005 – 31 Dec 2005 0.50% 2.40% 2.80%
1 Jan 2006 – 31 Jan 2006 0.52% 2.19% 3.11%
1 Feb 2006 – 28 Feb 2006 0.43% 0.38% 0.42%
1 Mar 2006 – 31 Mar 2006 0.47% 3.71% 4.29%
1 Apr 2006 – 30 Apr 2006 0.36% 1.57% 1.81%
1 May 2006 – 31 May 2006 0.43% -2.51% -3.19%
1 June 2006 – 30 Jun 2006 0.40% 1.08% 0.94%
TOTAL: 1 July 2005 – 30 June 2006 5.50% 15.70% 18.60%

Pension monthly crediting rates

Secure Balanced Growth
1 Oct 2005 – 31 Oct 2005 0.37% -2.25% -2.85%
1 Nov 2005 – 30 Nov 2005 0.40% 2.54% 3.23%
1 Dec 2005 – 31 Dec 2005 0.42% 2.03% 2.37%
1 Jan 2006 – 31 Jan 2006 0.43% 1.85% 2.40%
1 Feb 2006 – 28 Feb 2006 0.36% 0.32% 0.36%
1 Mar 2006 – 31 Mar 2006 0.39% 3.14% 3.63%
1 Apr 2006 – 30 Apr 2006 0.30% 1.33% 1.53%
1 May 2006 – 31 May 2006 0.36% -1.88% -2.28%
1 Jun 2006 – 30 Jun 2006 0.33% 0.92% 0.79%
TOTAL: 1 July 2005 – 30 June 2006* *6.60% *17.60% *20.00%

* Pension commenced 1 October 2005. The rates shown for the year ending 30 June 2006 represent the crediting rates for the nine months from 1 October 2005, annualised.

2004 - 2005

Super Monthly Crediting Rates

Secure Balanced Growth
1 Jul 2004 – 31 Jul 2004 0.52% 0.35% -0.18%
1 Aug 2004 – 31 Aug 2004 0.52% 1.44% 1.53%
1 Sep 2004 – 30 Sep 2004 0.53% 2.37% 2.78%
1 Oct 2004 – 31 Oct 2004 0.49% 2.26% 2.52%
1 Nov 2004 – 30 Nov 2004 0.49% 2.72% 3.50%
1 Dec 2004 – 31 Dec 2004 0.50% 2.51% 2.82%
1 Jan 2005 – 31 Jan 2005 0.42% 1.34% 1.07%
1 Feb 2005 – 28 Feb 2005 0.43% 0.89% 1.25%
1 Mar 2005 – 31 Mar 2005 0.50% 0.36% 0.07%
1 Apr 2005 – 30 Apr 2005 0.60% -1.76% -2.69%
1 May 2005 – 31 May 2005 0.46% 1.96% 2.60%
1 Jun 2005 – 30 Jun 2005 0.52% 2.94% 3.17%
TOTAL: 1 July 2004 – 30 June 2005 6.00% 17.40% 18.50%
2003 - 2004

Super monthly crediting rates

Secure Balanced Growth
1 Jul 2003 – 31 Jul 2003 0.31% 2.18% 2.94%
1 Aug 2003 – 31 Aug 2003 0.28% 1.32% 1.66%
1 Sep 2003 – 30 Sep 2003 0.31% 0.92% -1.70%
1 Oct 2003 – 31 Oct 2003 0.31% 2.49% 1.62%
1 Nov 2003 – 30 Nov 2003 0.31% -0.62% -0.91%
1 Dec 2003 – 31 Dec 2003 0.36% 2.19% 2.60%
1 Jan 2004 – 31 Jan 2004 0.41% 0.51% -0.12%
1 Feb 2004 – 29 Feb 2004 0.36% 1.99% 1.68%
1 Mar 2004 – 31 Mar 2004 0.39% 1.72% 1.42%
1 Apr 2004 – 30 Apr 2004 0.37% -0.12% -0.16%
1 May 2004 – 31 May 2004 0.39% 0.62% 0.54%
1 Jun 2004 – 30 Jun 2004 0.37% 1.95% 2.36%
TOTAL: 1 July 2003 – 30 June 2004 4.10% 15.20% 11.90%
2002 - 2003

Super monthly crediting rates

Secure Balanced Growth
1 Jul 2002 – 31 Jul 2002 0.31% -2.51% -3.32%
1 Aug 2002 – 31 Aug 2002 0.31% 0.95% 0.43%
1 Sep 2002 – 30 Sep 2002 0.29% -2.20% -4.40%
1 Oct 2002 – 31 Oct 2002 0.29% 0.71% 2.79%
1 Nov 2002 – 30 Nov 2002 0.22% 0.39% 1.84%
1 Dec 2002 – 31 Dec 2002 0.36% 0.20% -1.96%
1 Jan 2003 – 31 Jan 2003 0.36% -0.67% -2.82%
1 Feb 2003 – 28 Feb 2003 0.30% -1.61% -3.60%
1 Mar 2003 – 31 Mar 2003 0.36% 1.12% 1.76%
1 Apr 2003 – 30 Apr 2003 0.31% 2.30% 3.25%
1 May 2003 – 31 May 2003 0.35% 1.03% 1.14%
1 Jun 2003 – 30 Jun 2003 0.24% 0.59% -0.31%
TOTAL: 1 July 2002 – 30 June 2003 3.70% 0.80% 4.70%
2001 - 2002

Super monthly crediting rates

Secure Balanced Growth
1 Jul 2001 – 31 Dec 2001 N/A 2.40% N/A
1 Jan 2002 – 31 Jan 2002 0.32% 0.49% -0.23%
1 Feb 2002 – 28 Feb 2002 0.32% -0.62% -1.43%
1 Mar 2002 – 31 Mar 2002 0.30% 0.97% 0.62%
1 Apr 2002 – 30 Apr 2002 0.38% -0.86% -1.79%
1 May 2002 – 31 May 2002 0.37% 0.06% -1.15%
1 Jun 2002 – 30 Jun 2002 0.36% -2.44% -3.32%
TOTAL: 1 Jul 2001 – 30 Jun 2002 *4.45% 0.00% *-4.90%

* Return for the Secure and Growth Options for the period 1 July 2001 to 30 June 2002 based on the return for those options from 1 January 2002 plus the return for the Balanced Option for the period 1 July 2001 to 30 June 2002.